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  Security Information
Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

We’ve Partnered with Zelle® to Enhance Your Banking Experience

Join millions of satisfied users who have made their financial lives simpler with Zelle®.

Zelle offers a fast and easy way to send and receive money with friends, family, and people you know. In a fast-paced world, Zelle provides a convenient, secure, and efficient solution for all your person-to-person money transfer needs. This service is not available for business transactions. One of the standout features of Zelle is its speed. Money sent through Zelle is typically available in the recipient’s bank account within minutes, making it one of the fastest digital payment options. Here are some additional key advantages of using Zelle:

  • No Fees
  • Secure Transactions
  • Easy Bill Splitting
  • Cashless Payments
  • Multi-Device Access

Easily start today using just your email address or U.S. mobile number!

Don’t have our mobile app? Download it for free:

Apple App Store
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Spencer Savings Bank now has Zelle