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  Financial Center Closing & Important News
Temporary Closing Read More

The Wood-Ridge Financial Center is currently closed. Please visit our nearest Financial Center located at 107 South Main Street, Lodi for your banking needs. We apologize for the temporary inconvenience.

Mariner’s Bank has joined Spencer Savings Bank.
We are excited to welcome Mariner’s customers and employees to the Spencer family. Read More

ACH Originations

Our ACH Origination service moves your payables and receivables to the right bank accounts electronically with just a few clicks. It’s a cost-effective solution that increases efficiency and control while lowering your operating expenses.

  • Payroll Direct Deposit
  • Make payments to vendors
  • Collect payments from customers
  • Collect donations
  • Create templates
BENEFITS/SELLING POINTS
Savings Low-cost alternative to paper checks and wire transfers. Eliminates the physical cashing of payroll checks.
Security Reduces the risks associated with mailing checks that can be stolen, lost or altered.
Reliability Ensures funds will be available to employees on payday.
Convenience Reduces the need to visit the bank for manual deposit processing. Accommodates prompt payroll accessibility.

Get Started

Rosalie Small
VP & Cash Management Sales Officer
rsmall@spencersavings.com
1-201-390-6194