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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

ACH Origination

Our ACH Origination service moves your payables and receivables to the right bank accounts electronically with just a few clicks. It’s a cost-effective solution that increases efficiency and control while lowering your operating expenses.

  • Payroll Direct Deposit
  • Make payments to vendors
  • Collect payments from customers
  • Collect donations
  • Create templates
BENEFITS/SELLING POINTS
Savings Low-cost alternative to paper checks and wire transfers. Eliminates the physical cashing of payroll checks.
Security Reduces the risks associated with mailing checks that can be stolen, lost or altered.
Reliability Ensures funds will be available to employees on payday.
Convenience Reduces the need to visit the bank for manual deposit processing. Accommodates prompt payroll accessibility.

Get Started

Rosalie Small
VP & Cash Management Sales Officer
rsmall@spencersavings.com
1-201-390-6194