Financial Wellness Month

Financial wellness month

January is Financial Wellness Month! Financial wellness is the ability to meet one’s basic needs and manage money for the short and long term. If last year was not the best year for you financially, you can take some steps now to improve your financial wellness. Think about what you really want in life and …

5 Reasons to Shop Local & Eat Local This Holiday Season

Jula Coffee

The holiday season is here and there is no better year than this one to shop local and eat local. Whether you have a huge family to buy for or plan to purchase presents for just a few friends, the money you spend will make a real difference. Businesses in our local community have had …

Celebrating Cybersecurity Awareness Month with Anti-Phishing Campaign

Banks Never Ask That

Spencer Savings Bank has joined the American Bankers Association and banks across the nation to promote an industry-wide campaign educating consumers about the persistent threat of phishing scams. The FTC estimates that consumers lost $5.8 billion to phishing and other fraud in 2021, an increase of more than 70% compared to 2020. To combat phishing, …

Financial Gifts For Grandkids

Financial Gifts For Grandkids

The holidays are here and some of you may still be wondering what to buy for the grandkids or special little people in your life. There is nothing like getting them a financial gift that will keep on giving – their adult selves will thank you! And remember, it does not have to be an …

Ways To Not Overspend During Holidays

Ways To Not Overspend During Holidays

The holidays are a joyous time for many, but it can also be a stressful one, particularly if you’re concerned about your finances. Gifts, dinners out and special events can get expensive, and the dollars add up quickly if you’re not careful. With a little planning and foresight, however, it’s possible to keep yourself from …

Celebrating Cybersecurity Month With Bank Safety Tips

Bank Never Ask That Banner

Americans lost $3.3 billion to phishing and other fraud in 2020, a 2x increase from 2019. We’re kicking off cybersecurity month by participating in the American Bankers Association’s (ABA) #BanksNeverAskThat campaign, an industry-wide campaign created to educate consumers about the persistent threat of phishing scams. Follow us on social media where we will be sharing …

5 Ways Businesses Can Keep Their Supply Chains Secure

Supply Chain photo

One of the biggest lessons businesses learned during the 2020 pandemic was how fragile their supply chains really were. Many businesses folded, not because customers did not have access to a company’s offering, but because companies could not sell their products. Fortunately, there is much you can do to prevent the same from happening to …

4 Easy Methods To Boost Customer Retention

Happy couple photo

Many businesses focus far too much on finding new customers and not enough on keeping the ones they have. Although getting new customers is important, you’ll make even more profit by instilling customer loyalty in your buyers and encouraging repeat purchases. As such, you’ll want to focus your efforts on boosting customer retention. Customer retention …

Performing Property Inspections, Titles and Escrow for First-Time Buyers

Performing Property inspections man and women kids

All the steps you take to purchase a home – finding property, getting a loan and negotiating the price – are all important. The last leg of the buying process is about coming into ownership. These are the steps necessary for you to come in possession of your home. Performing Inspections Regardless of the property …

Budget-Friendly Vacation Ideas

Budget Friendly Vacation Ideas

Are you thinking about taking a trip this year or planning a dream vacation for the next? It’s summertime and vacations are on the mind! Whatever your future vacation plans may be, this year or next, know that cutting costs is always valuable. You truly do not have to go into major credit card debt …