How To Use A Home Equity Loan For Home Improvement

Home Equity Loan for Home Improvement

Outdated finishes, flooring or carpet that has seen better days, a bathroom and kitchen that are original to the home, built decades ago. Does this sound like your home? If you own your home and don’t have the cash to update it, a home equity loan for home improvement may be the solution for you. …

Help The Young Person In Your Life Build A Path to Financial Success

money and financial success

Financial education starts early in life. Young people who develop good financial habits early in life are much more likely to keep those habits all their lives. If you have young people in your life and under your roof, you have a golden opportunity to change their financial lives for the future. Here are a …

How Effective Cash Management Services Can Make A Difference During This Tough Time

cash management suite

Managing cash flow, bill payments, invoicing, and disbursements for your small business during COVID-19 can be made easier with the right cash management and online banking tools. Cash management can be complicated and difficult for a small business, especially during times of crisis. As consumers and businesses face challenges, the need for flexibility is as …

Maintaining PPP Loan Records to Maximize Forgiveness

Paycheck Protection Program

One of the most compelling aspects of the Paycheck Protection Program (PPP), enacted as part of the 2020 CARES (Coronavirus Aid, Relief, and Economic Security) Act, is the potential forgiveness of all or part of the loans designed to maintain small business employment during the height of the pandemic. Payment Protection Plan loans to small …

Spending Summer Close to Home: How to Make the Most of It

Vacation Club Savings

Due to the pandemic, many Americans are cancelling their vacations this summer and choosing to stay home instead. The loss of your traditional summer vacation may seem like a big deal, but with the right attitude you can learn to make the most of it. You do not have to go far to enjoy your …

Smart Habits That Will Improve Your Wealth And Success

Empower Yourself

Emulating the most successful among us is a smart move in any area of life. In the realm of finances, that means imitating those who enjoy financial security and freedom. As it happens certain habits and approaches to life are very common among well-off people. There is so much we can learn from others who …

Six Tips for New Remote Workers

Woman Working

The COVID-19 pandemic has forced millions of Americans to work from home. For some, it may be unchartered waters. Fortunately, there are simple changes you can make to help you work efficiently, and possibly be more productive than ever, if you’re self-isolating in your home office. Whether you are a seasoned remote worker or doing …

7 Ways to Give Back to Your Community During a Pandemic

Woman With Mask

During a pandemic, your local community needs your help more than ever. If your workplace has shut down and you are now stuck at home every day, you can use your excess time to give back to your community. Whether you want to volunteer directly or provide money to an essential nonprofit association, there are …

Letters to Our Heroes

Thank You

Not all heroes wear capes and have super powers. Some heroes are real. Some heroes wear scrubs and other uniforms. They help people in desperate need. Join us in thanking our local community heroes for working hard on the front-lines fighting the COVID-19 pandemic. Every day we are grateful for all the amazing doctors, nurses …

Coronavirus Update – Revised Financial Center Hours

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Spencer Savings Bank is committed to the safety, health and well-being of its customers and employees. As the country continues to deal with the impact of the Coronavirus (COVID-19), we want to take a moment to assure the community that we are closely monitoring the situation which is continuously evolving. Please know that as a …