7 Ways to Help Your Business Grow FasterJanuary 13, 2020

scale businessman

At some point in your company’s evolution, you may realize that it isn’t growing as robustly as you would like it to. If your business has been growing more slowly than you would like, there are ideas that you can use to speed up growth. What follows are 7 ideas. Streamline your business Growth and …

Last Minute Year-End Moves To Slash Your Tax BillDecember 20, 2019

Young African American couple

The end of the year will be here before you know it, and after that tax time will be right over the horizon. The steps you take now, before year-end, could have a profound impact on your tax bill when April rolls around. Time is running short, but you can still take steps to lower …

Ways To Give Back During The HolidaysDecember 18, 2019

Giving Tuesday

This month, the nation celebrated “Giving Tuesday”, a global generosity movement unleashing the power of people and organizations to transform their communities and the world. It is a day that inspires and encourages people to give, collaborate and celebrate generosity. The holidays are a great time for this, though that sentiment is often easily lost …

Avoid Overspending This Holiday SeasonNovember 20, 2019

Girl Christmas

With the holidays upon us, shopping for loved ones has already started. Holiday spending, this year, is expected to rise 5%. This will amount to more than $1.1 trillion during the retail sector’s most lucrative and important season. Around 53% of all holiday shopping is expected to be done digitally, with 20% of purchases expected …

12 Ways to Protect Your Mobile DeviceOctober 25, 2019

Protect Your Mobile Device

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Spencer recommends following these tips to keep your information – and your money – safe. Use the passcode lock on your smartphone and other devices. This will make it more …

8 Tips for Protecting Yourself OnlineOctober 25, 2019

Protecting Yourself Online

Every year, millions of consumers fall victim to cybercrime. According to the 2018 Norton Cyber Security Insights Report, 152 million U.S. consumers were victims of cybercrime – more than half of the country’s adult online population – with losses totaling over $11.5 billion. Spencer Savings Bank recommends the following tips to help keep your information …

The Business Benefits of Customer AnalysisOctober 4, 2019

do you know your customers?

From the smallest convenience store to the biggest factory, every business has one thing in common: without a steady stream of happy satisfied customers, no business can survive for long. If you want to build a great brand and grow your business, you need to focus on the needs of your customers. But determining what …

The Importance of Financial Planning for All Stages of Your LifeSeptember 16, 2019

Financial Planning Checklist

Financial planning can seem like a complicated, and sometimes intimidating subject. Many people think that financial planning is just for the wealthy, or that financial planners are reluctant to work with those of lesser means. While this is true of some financial planners, it is far from the norm. The fact is that financial planning …

Ways to Save on TravelAugust 15, 2019

Save Money to Travel the World

If you longed to get away this summer but simply couldn’t afford it, you are not alone. The price of travel has risen sharply in recent years with higher airfares, more expensive hotel rooms and increased prices for fuel and ground transportation. However, there are still plenty of ways to save money no matter what …