6 Common Investment Property Mortgage Questions AnsweredAugust 30, 2017

Investment Property Mortgage Questions

You don’t have to be a real estate tycoon to purchase an investment property. With an investment property mortgage, you can obtain financing to begin building your rental portfolio. Northern New Jersey and Central New Jersey are great places for newcomers to invest, thanks to their dense rental market, thriving culture and proximity to New …

Why Every Spencer Customer Now Has an EMV Chip CardApril 11, 2017

EVM

Spencer Savings Bank’s shift from magnetic strip cards to EMV chip debit cards is now complete. No more confusion, just protection. To help you understand the benefit to you as a customer, here is some brief insight on EMV chip debit cards and how they keep your information and personal checking transactions safer than ever. …

Live Freely with Spencer Online & MobileOctober 21, 2016

Live Freely

Spencer Savings Bank provides a world of digital banking services at your fingertips, so you can replace a trip to the bank with other things that you love to do. Online Banking View Transactions & Balances Transfer Funds Set Account Alerts Bill Pay Pay One-Time & Recurring Bills Pay Unlimited Bills Each Month for FREE …

Live FreelyAugust 8, 2016

Live Freely

Spencer Savings Bank provides a world of digital banking services at your fingertips, so you can replace a trip to the bank with other things that you love to do! Your Information is Safe with Spencer Spencer is committed to protecting your personal information at all times with advanced cyber-security safeguarding your online and mobile …

Safeguard Your Money on VacationAugust 3, 2016

Safeguard your Money on Vacation

Summer vacation is about relaxation. Unfortunately, identity theft and other financial crimes are on the rise. To help you stay safe, here are some tips for before & during your trip. Give your bank a heads up: Contact financial institutions in advance to share your travel plans Bring what you need: Only bring the debit …

Popmoney: Money Transferring Made EasyJuly 27, 2016

Pop Money

Send, request, and receive money the easy way with Popmoney. Spencer offers this convenient service as part of our commitment to making your personal checking as seamless as possible. Avoid having to go through the hassle of writing a check–Popmoney allows you to send money with only the recipient’s email address or mobile phone number. …

Going Mobile: How to be Safer When Using a Smartphone or TabletJuly 8, 2016

Using a Smartphone or Tablet

Everywhere you look, people are using smartphones and tablets as portable, hand-held computers. “Unfortunately, cybercriminals are also interested in using or accessing these devices to steal information or commit other crimes,” said Michael Benardo, manager of the FDIC’s Cyber Fraud and Financial Crimes Section. “That makes it essential for users of mobile devices to take …

3 Quick Tips for Your Tax RefundMarch 25, 2016

Your tax refund can be a nice boost to your savings. Or perhaps you will want to use the money toward investments. But, tax season brings with it a great deal of anxiety. Skip the stress with these 3 tips: 1. Beware of Fraud Thieves are becoming more adept at stealing identities and filing fake …

ATM & Debit Card Safety TipsMarch 23, 2016

Automated Teller Machines (ATMs) make banking simple and convenient. However, it’s important to follow basic steps to protect your personal information: Don’t write your PIN on the card or give the number out to anyone. At the ATM, conduct your business quickly and efficiently. Be aware of your surroundings. Use your body to shield the …