Six Tips for New Remote Workers

Woman Working

The COVID-19 pandemic has forced millions of Americans to work from home. For some, it may be unchartered waters. Fortunately, there are simple changes you can make to help you work efficiently, and possibly be more productive than ever, if you’re self-isolating in your home office. Whether you are a seasoned remote worker or doing …

7 Ways to Give Back to Your Community During a Pandemic

Woman With Mask

During a pandemic, your local community needs your help more than ever. If your workplace has shut down and you are now stuck at home every day, you can use your excess time to give back to your community. Whether you want to volunteer directly or provide money to an essential nonprofit association, there are …

Letters to Our Heroes

Thank You

Not all heroes wear capes and have super powers. Some heroes are real. Some heroes wear scrubs and other uniforms. They help people in desperate need. Join us in thanking our local community heroes for working hard on the front-lines fighting the COVID-19 pandemic. Every day we are grateful for all the amazing doctors, nurses …

Coronavirus Update – Revised Financial Center Hours

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Spencer Savings Bank is committed to the safety, health and well-being of its customers and employees. As the country continues to deal with the impact of the Coronavirus (COVID-19), we want to take a moment to assure the community that we are closely monitoring the situation which is continuously evolving. Please know that as a …

FBI Sees Rise in Fraud Schemes Related to the Coronavirus (Covid-19) Pandemic

Fraud Computer Hacking

Scammers are leveraging the COVID-19 pandemic to steal your money, your personal information, or both. Don’t let them. Protect yourself and do your research before clicking on links purporting to provide information on the virus, donating to a charity online or through social media, contributing to a crowdfunding campaign, purchasing products online, or giving up …

Save For Retirement While Enjoying Tax Benefits

Elderly Couple at beach

Retirement savings seems complicated, but it doesn’t have to be. Opening an IRA (Individual Retirement Account) and contributing to it regularly can create a secure retirement scenario for your future. There are two types of IRAs, Traditional and Roth, and with both options money contributed grows on a tax-deferred basis. For 2019, you can make …

Celebrate National Cut Your Energy Costs Day

Woman waving money and looking up. Having an environmentally friendly idea with an energy saving flourescent light bulb floating above her head.

We all know that energy costs can be expensive. January 10th was National Cut your Energy Costs Day. To celebrate, we’ve compiled some tips you may want to follow to help you save some extra money monthly by trimming your utility bills. Installing Smart Thermostats A smart thermostat is a temperature control device that allows …

10 Financial Resolutions to Make This Year the Best One Yet

2020 goals

The beginning of the year is the perfect time to reflect on your finances, from how much you earn and how you are doing in your career to where you invest and how easy (or hard) it is to save. With the start of the new year, it is time to make the resolutions that …

7 Ways to Help Your Business Grow Faster

scale businessman

At some point in your company’s evolution, you may realize that it isn’t growing as robustly as you would like it to. If your business has been growing more slowly than you would like, there are ideas that you can use to speed up growth. What follows are 7 ideas. Streamline your business Growth and …

Last Minute Year-End Moves To Slash Your Tax Bill

Young African American couple

The end of the year will be here before you know it, and after that tax time will be right over the horizon. The steps you take now, before year-end, could have a profound impact on your tax bill when April rolls around. Time is running short, but you can still take steps to lower …