The 12 Scams of ChristmasDecember 11, 2018

Confused woman paying online on christmas holidays lying on a bed in an hotel room

The holidays are here – a time where more money is spent, more travel and time off is taken and more festive events attended. Retail sales, this year, are projected to top last years at an estimated $682 billion. That’s a lot of money circulating, and unfortunately scammers will be out looking for opportunities to …

Take These Actions to Improve Your Finances in 2019December 11, 2018

Take These Actions to Improve Your Finances 2019

If you’re like many Americans, you are concerned about your financial future. Whether it’s your bank balance or retirement portfolio, your primary goal is to find ways to increase your net worth and decrease your debt load. It’s never been a better time to focus on improving your personal finances. This is especially true as …

Mortgage Tips For First-Time Home BuyersNovember 20, 2018

Husband and wife carrying boxes in their new house

Home, sweet home! Most of us dream about owning a house. If your new year’s resolution for 2019 is to purchase your very own home, let’s make it happen! Increase your savings and follow the below tips to put you on the right path. With this dream in mind, first-time home buyers seek ways to get better …

Getting Your Home Ready For WinterNovember 16, 2018

Get Your Home Ready for Winter

Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days and longer nights ahead of us. A signal that winter is soon on its way. Below are some tips on getting your home ready for the winter. Prepare now and spend those bitter cold and …

Consumer Alert: “Spoof” Scam Phone Calls On The RiseOctober 22, 2018

Lady on Phone

A recent report by News12 New Jersey stated phone scams are on the rise this year. In 2017, less than 4% of calls were robot calls but in 2018 the number has risen to 30%, and experts are predicting this will only increase. Residents in NJ have complained of receiving dozens of phony calls that …

Understanding the Benefits of a Home Equity LoanOctober 15, 2018

House

Looking for some extra money for a specific purpose at the best rate possible? Well to quote Dorothy from the Wizard of Oz, “There’s No Place Like Home”. With a home equity loan, you can get funds for any worthwhile purpose such as a major home renovation, consolidate other higher interest debts, help finance your …

2 Crucial First Home Mortgage Tips for New BuyersJuly 17, 2018

2 Crucial First Home Mortgage Tips for New Buyers

Did you know that at the end of 2017, home ownership rating in the United States was at 64.2%? This represents an increase of 0.5% from the 63.7% rating back in 2016. A whopping 5.51 million sales of existing homes also took place in the United States last year. Furthermore, the real estate market also closed the deal on over two-thirds of …

A Complete Guide to Investment Property MortgageJune 26, 2018

Investment Mortgage

Real estate is one of the most popular investments in the United States today. In fact, there are over 28 million property investors in the nation. Real estate investment is a crucial part of Americans investment strategy. It is an effective way to create supplemental income for working families. With investment property mortgage rates on the rise, …

Top 6 Things to Know About 2018 Rising Interest RatesJune 14, 2018

Rising Interest Rates

The Fed is forecasting that the economy will continue to grow 2.5 percent in 2018. What does the mean? The Federal Open Market Committee will continue to raise interest rates in 2018, and they may raise the rates four times. If you are saving money, your rates will increase to your advantage. If you are borrowing, your rates …