10 Smart Things to Do With Your Tax RefundFebruary 15, 2019

Tax refund concept with a road sign under blue sky

With tax season in full swing, there has never been a better time to get a head start on your finances. If you are one of the lucky taxpayers who will be getting a refund this year, you have two choices – you could waste the money on a one-time purchase, or you could put …

The Importance of Creating An Emergency FundJanuary 28, 2019

Rainy day fund savings. Jar with dollar bills.

America is currently facing the longest government shutdown in U.S. history and it is definitely highlighting the importance of emergency funds. As Americans across the nation watch the news coverage on television and hear the dire stories of federal workers struggling, one thing is clear – many federal employees do not have enough money saved …

Tips To Improve Your Credit Score in 2019January 17, 2019

Excellent Credit Score with man using a laptop

We’re off to the start of a brand new year! Make 2019 the year you finally get all your finances in order. Setting some time aside to plan how to increase your credit score will help greatly, especially if you are planning a major purchase of a car or a home this year. If you’re …

The 12 Scams of ChristmasDecember 11, 2018

Confused woman paying online on christmas holidays lying on a bed in an hotel room

The holidays are here – a time where more money is spent, more travel and time off is taken and more festive events attended. Retail sales, this year, are projected to top last years at an estimated $682 billion. That’s a lot of money circulating, and unfortunately scammers will be out looking for opportunities to …

Take These Actions to Improve Your Finances in 2019December 11, 2018

Take These Actions to Improve Your Finances 2019

If you’re like many Americans, you are concerned about your financial future. Whether it’s your bank balance or retirement portfolio, your primary goal is to find ways to increase your net worth and decrease your debt load. It’s never been a better time to focus on improving your personal finances. This is especially true as …

Mortgage Tips For First-Time Home BuyersNovember 20, 2018

Husband and wife carrying boxes in their new house

Home, sweet home! Most of us dream about owning a house. If your new year’s resolution for 2019 is to purchase your very own home, let’s make it happen! Increase your savings and follow the below tips to put you on the right path. With this dream in mind, first-time home buyers seek ways to get better …

Getting Your Home Ready For WinterNovember 16, 2018

Get Your Home Ready for Winter

Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days and longer nights ahead of us. A signal that winter is soon on its way. Below are some tips on getting your home ready for the winter. Prepare now and spend those bitter cold and …

Consumer Alert: “Spoof” Scam Phone Calls On The RiseOctober 22, 2018

Lady on Phone

A recent report by News12 New Jersey stated phone scams are on the rise this year. In 2017, less than 4% of calls were robot calls but in 2018 the number has risen to 30%, and experts are predicting this will only increase. Residents in NJ have complained of receiving dozens of phony calls that …

Understanding the Benefits of a Home Equity LoanOctober 15, 2018

House

Looking for some extra money for a specific purpose at the best rate possible? Well to quote Dorothy from the Wizard of Oz, “There’s No Place Like Home”. With a home equity loan, you can get funds for any worthwhile purpose such as a major home renovation, consolidate other higher interest debts, help finance your …