Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.

Holiday Closing & Security Information

Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Welcoming Gateway Regional Chamber of Commerce Members!

Reach New Heights with a Business Loan from Spencer

We’re committed to helping your business reach its fullest potential fast. Whether you’re a small or large business owner, our team of business lending experts are here to provide tailored solutions that will accelerate your business growth. Find the right loan or line of credit with Spencer today to take your business to the next level.

BusinessEdge Line of Credit or Loans:

Amounts up to $300,00
Simplified Application
Local Decision Making

Commercial & Industrial Loans:

Owner-Occupied Mortgages
Lines of Credit
Term Loans

Plus, add our Cash Management suite to safeguard and streamline your finances:

ACH Originations
Remote Deposit Capture
Positive Pay/Account Rec/ACH Filters
Online Wire Transfers
EDI Reporting
Remote Official Check Printing

Carmen Rivera

VP & Business Community Development Officer crivera@spencersavings.com 1-973-908-2380

Juan Oelofse

SVP & Director of C&I Lending joelofse@spencersavings.com 1-201-703-3817