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Holiday Closing & Security Information

Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Capital Is the Key to Real Estate Investing

Whether you’re a seasoned investor or first-time borrower, Spencer has an investment property loan that can help you achieve your financial goals. Real estate investing in the New Jersey and New York region can be extremely profitable and rewarding, especially when you have ample and reliable funding.

Why Choose Spencer for Investment Property Loans?

Residential Loan Amounts up to $3 Million
30-Year Term Option Available
1-4 Family Properties (Including Mixed Use)
Fixed or Variable Monthly Payments
Ability to Finance Multiple Properties

These long-term loans are ideal for borrowers who want to purchase a property specifically for the purpose of generating profit through rental income or, 1031 exchange transactions. Speak with a lending specialist today!

All loans subject to credit approval.

Inquire Now

Capital Is the Key to Real Estate Investing

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891 jharilaou@spencersavings.com 1-201-703-3800 ext. 8336