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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Strength, Stability and a Partner
You Can Count On

Larger Than Local

New Jersey entrepreneurs have BIG goals, STRONG personalities, and FAST timelines. Spencer mirrors everything you stand for and meets your commercial lending needs to become a powerful partner in your success. Gain direct access to key decision-makers and experience relationship banking at its finest.

Spencer continues to maintain and service all commercial loans in-house. It’s one of the reasons why our customers find our level of service exceptional when compared to national banks. We are larger than local.

Let’s get started.

Lines of Credit / Term Loans / Commercial Mortgages / Construction Lending

    Recent Financings

    Direct Access to Decision Makers

    Michael Claisse

    SVP & Director of Commercial Real Estate Lending

    Juan Oelofse

    SVP & Director of Commercial & Industrial Lending

    Robert Vivo

    SVP & Director of Retail Sales & Service

    Richard Vaill

    VP & Business Development Officer Team Leader

    Connect With Us Today

    Call us at 1-800-363-8115.