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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Apply for a Spencer Mortgage on Your
Mobile Device or Tablet

Spencer Savings Bank has always been committed to automating the home loan process to help the people of our community move one step closer to homeownership.

Now, you can apply for a mortgage with Spencer using your smartphone or tablet. Our new mobile-friendly application makes it easier and more convenient than ever to fill out your Spencer mortgage loan application, with intuitive features leading you through the entire process to ensure your application is accurate and error-free on the first try. Use our mobile portal to:

  • Check rates and fees
  • Compare loan products
  • Start, save and submit an application

Applications are stored securely on the cloud, which means you can seamlessly access and edit from any desktop or mobile device. Start on your phone or tablet, and then finalize on your computer. Our responsive mobile design provides optimal readability no matter what device is being used.

Once you submit your application, it will be reviewed with a quick turnaround and 100% local lending decisions.

Apply Now

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