More Than a Bank
A Financial Partner for CPAs.

You’re not just managing your own business—you’re helping your clients manage theirs. At Spencer Savings Bank, we understand the dual responsibility CPAs carry. That’s why we are committed to helping you to help your clients meet their financial goals and aspirations. We understand every client is different, so we offer individualized, tailored financial solutions that best meet your client’s needs.

With more than 130 years serving New Jersey, we’re proud to be one of the state’s strongest banks. Let us help you strengthen your relationship with your clients by allowing them to work with a bank that is committed to their success!

For Your Commercial Clients:

• Access to a suite of commercial lending solutions that include term loans, lines of credit and owner-occupied and investment mortgages
•  Local lending decision – we understand the markets your customers operate their businesses
• Business deposit products that grow with your clients as their business needs grow
• Full suite of cash management services to help your clients manage excess cash, make their business operations more efficient and protect them from fraud
• Dedicated relationship manager who is supported by a team of specialists focused on meeting the needs of your clients

For your Consumer Clients:

• Access to a suite of consumer lending solutions that include home equity loans, home equity lines of credit, and residential mortgages
• Personal accounts that can meet the needs of your clients, regardless of the life cycle stage they are in which include checking, money market, savings, CDs and IRAs
• Personal relationship manager to help your clients realize their financial goals and aspirations
• Best-in-Class Mobile and Online Banking services to make your clients’ personal banking convenient and efficient