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  Security Information
Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Kasasa Monthly Qualification Cycle

Cycle Date Information – The following dates apply to your Kasasa Cash Back and/or Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the Qualification Information section must post and settle to your Kasasa Cash Back and/or Kasasa Cash account within these Monthly Qualification Cycle dates. Please see chart below:

 

September202708/31/202709/29/202709/01/202709/30/2027

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
August 2026 07/31/2026 08/28/2026 08/01/2026 08/31/2026
September 2026 08/29/2026 09/26/2026 09/01/2026 09/30/2026
October 2026 09/30/2026 10/29/2026 10/01/2026 10/31/2026
November 2026 10/30/2026 11/27/2026 11/01/2026 11/30/2026
December 2026 11/28/2026 12/30/2026 12/01/2026 12/31/2026
January 2026 12/31/2026 01/28/2027 01/01/2027 01/31/2027
February 2027 01/29/2027 02/25/2027 02/01/2027 02/28/2027
March 2027 02/26/2027 03/30/2027 03/01/2027 03/31/2027
April 2027 03/31/2027 04/29/2027 04/01/2027 04/30/2027
May 2027 04/30/2027 05/28/2027 05/01/2027 05/31/2027
June 2027 05/29/2027 06/29/2027 06/01/2027 06/30/2027
July 2027 06/30/2027 07/29/2027 07/01/2027 07/31/2027
August 2027 07/30/2027 08/30/2027 08/01/2027 08/31/2027
October 2027 09/30/2027 10/28/2027 10/01/2027 10/31/2027
November 2027 10/29/2027 11/29/2027 11/01/2027 11/30/2027
December 2027 11/30/2027 12/30/2027 12/01/2027 12/31/2027
January 2028 12/31/2027 01/28/2028 01/01/2028 01/31/2028

 

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current Statement Cycle through one (1) banking day prior to the last business day of the current Statement Cycle.

“Banking Day” means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.

“Business Day” means a calendar day other than a Saturday or Sunday, or January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 fall on a Sunday, the next Monday is not a “Business Day”.

“Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account.