Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Be on the Cutting Edge

Find all of the business banking services you need to succeed in Spencer Savings Bank’s BusinessEdge® suite. Whether you’re a business owner using these tools yourself or a professional service provider looking for more ways to assist your clients, Spencer is here to help you stay ahead of the competition.

Smarter Cash Management

Our enhanced suite of digital services is tailored to your business needs.

  • ACH Originations
  • Online Wire Transfers
  • Remote Deposit Capture
  • EDI Reporting
  • Positive Pay/Account Reconciliation
  • Sweep Accounts

Quick. Fast. Loans.

Our lending team moves at the speed of business to help you access funding, with competitive loan rates and no red tape.

  • BusinessEdge® Loans Up To $250,000*
  • No Financials Required Below $75,000*
  • Commercial Loans Up To $7.5MM*
  • Flexible Terms Available
  • Local Decision-Making

INQUIRE ONLINE

Learn More

Move your business forward with Spencer. Speak with a business specialist today and ask for a Free Competitive Price Analysis. Call 1-800-363-8115.

 

*Loans are subject to credit approval.