Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Be on the Cutting Edge

Find all of the business banking services you need to succeed in Spencer Savings Bank’s BusinessEdge® suite. Whether you’re a business owner using these tools yourself or a professional service provider looking for more ways to assist your clients, Spencer is here to help you stay ahead of the competition.

Smarter Cash Management

Our enhanced suite of digital services is tailored to your business needs.

  • ACH Originations
  • Online Wire Transfers
  • Remote Deposit Capture
  • EDI Reporting
  • Positive Pay/Account Reconciliation
  • Sweep Accounts
Quick. Fast. Loans.

Our lending team moves at the speed of business to help you access funding, with competitive loan rates and no red tape.

  • BusinessEdge® Loans Up To $250,000*
  • No Financials Required Below $75,000*
  • Commercial Loans Up To $7.5MM*
  • Flexible Terms Available
  • Local Decision-Making

INQUIRE ONLINE

Learn More

Move your business forward with Spencer. Speak with a business specialist today and ask for a Free Competitive Price Analysis. Call 1-800-363-8115.

 

*Loans are subject to credit approval.