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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Be on the Cutting Edge

Find all of the business banking services you need to succeed in Spencer Savings Bank’s BusinessEdge® suite. Whether you’re a business owner using these tools yourself or a professional service provider looking for more ways to assist your clients, Spencer is here to help you stay ahead of the competition.

Smarter Cash Management

Our enhanced suite of digital services is tailored to your business needs.

  • ACH Originations
  • Online Wire Transfers
  • Remote Deposit Capture
  • EDI Reporting
  • Positive Pay/Account Reconciliation
  • Sweep Accounts

Quick. Fast. Loans.

Our lending team moves at the speed of business to help you access funding, with competitive loan rates and no red tape.

  • BusinessEdge® Loans Up To $250,000*
  • No Financials Required Below $75,000*
  • Commercial Loans Up To $7.5MM*
  • Flexible Terms Available
  • Local Decision-Making

INQUIRE ONLINE

Learn More

Move your business forward with Spencer. Speak with a business specialist today and ask for a Free Competitive Price Analysis. Call 1-800-363-8115.

 

*Loans are subject to credit approval.