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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Welcoming Gateway Regional Chamber of Commerce Members!

Reach New Heights with a Business Loan from Spencer

We’re committed to helping your business reach its fullest potential fast. Whether you’re a small or large business owner, our team of business lending experts are here to provide tailored solutions that will accelerate your business growth. Find the right loan or line of credit with Spencer today to take your business to the next level.

BusinessEdge Line of Credit or Loans:

  • Amounts up to $300,00
  • Simplified Application
  • Local Decision Making

Commercial & Industrial Loans:

  • Owner-Occupied Mortgages
  • Lines of Credit
  • Term Loans

Plus, add our Cash Management suite to safeguard and streamline your finances:

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay/Account Rec/ACH Filters
  • Online Wire Transfers
  • EDI Reporting
  • Remote Official Check Printing
Contact Us Today!

Carmen Rivera

VP & Business Community Development Officer 1-973-908-2380

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817