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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Capital Is the Key to Real Estate Investing

Whether you’re a seasoned investor or first-time borrower, Spencer has an investment property loan that can help you achieve your financial goals. Real estate investing in the New Jersey and New York region can be extremely profitable and rewarding, especially when you have ample and reliable funding.

Why Choose Spencer for Investment Property Loans?

  • Residential Loan Amounts up to $3 Million
  • 30-Year Term Option Available
  • 1-4 Family Properties (Including Mixed Use)
  • Fixed or Variable Monthly Payments
  • Ability to Finance Multiple Properties

These long-term loans are ideal for borrowers who want to purchase a property specifically for the purpose of generating profit through rental income or, 1031 exchange transactions. Speak with a lending specialist today!

All loans subject to credit approval.

Inquire Now

Capital Is the Key to Real Estate Investing

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336