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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Debit Card

Tap into the Advantages of Your New Contactless Debit Card

Spencer offers an easier, faster, and safer way to pay with our new contactless debit card. Within seconds complete your payment, when you tap your card upon check out. Our new contactless debit card is accepted anywhere from grocery stores, restaurants, gas stations, and thousands of merchants to support all of your purchasing needs.

Speed

Increased speed in your payment process.

Convenience

For a touch-free, easy way to pay, simply tap your card wherever you see the or add your card to the digital wallet of your choice.

Security

New contactless cards are more secure when you insert your chip using the latest RFID technology available.