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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Enhanced Cash Management

Cash Management Enhancement

Simplify, streamline and safeguard your business finances with enhanced cash management from Spencer. Our updated technology has made managing cash flow easier than ever before.


  • Smart User Interface
  • Customized User Roles
  • ACH Payments & Wire Transfers
  • Integrated Positive Pay & EDI Reporting
  • Coming Soon: In-Office Cashier’s Check Printing

Why Spencer?

  • Personalized Service
  • Powerful Tools
  • Best-In-Class Technology
  • Trusted Community Bank

Learn more about our full suite of cash management services.

Get Started

Whether you are upgrading to our new system or joining for the first time, let us help provide training and setup assistance to help you get the most out of our cash management suite. Visit your local Financial Center, or call us at 1-800-363-8115 today!