Important Notice
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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Enhanced Cash Management

Cash Management Enhancement

Simplify, streamline and safeguard your business finances with enhanced cash management from Spencer. Our updated technology has made managing cash flow easier than ever before.


  • Smart User Interface
  • Customized User Roles
  • ACH Payments & Wire Transfers
  • Integrated Positive Pay & EDI Reporting
  • Coming Soon: In-Office Cashier’s Check Printing

Why Spencer?

  • Personalized Service
  • Powerful Tools
  • Best-In-Class Technology
  • Trusted Community Bank

Learn more about our full suite of cash management services.

Get Started

Whether you are upgrading to our new system or joining for the first time, let us help provide training and setup assistance to help you get the most out of our cash management suite. Visit your local Financial Center, or call us at 1-800-363-8115 today!