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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Enhanced Cash Management

Cash Management Enhancement

Simplify, streamline and safeguard your business finances with enhanced cash management from Spencer. Our updated technology has made managing cash flow easier than ever before.


  • Smart User Interface
  • Customized User Roles
  • ACH Payments & Wire Transfers
  • Integrated Positive Pay & EDI Reporting
  • Coming Soon: In-Office Cashier’s Check Printing

Why Spencer?

  • Personalized Service
  • Powerful Tools
  • Best-In-Class Technology
  • Trusted Community Bank

Learn more about our full suite of cash management services.

Get Started

Whether you are upgrading to our new system or joining for the first time, let us help provide training and setup assistance to help you get the most out of our cash management suite. Visit your local Financial Center, or call us at 1-800-363-8115 today!