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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

Strong, Stable and Secure.
Click Here for a message from our Chairman & CEO about recent industry events.

Enhanced Cash Management

Cash Management Enhancement

Simplify, streamline and safeguard your business finances with enhanced cash management from Spencer. Our updated technology has made managing cash flow easier than ever before.


  • Smart User Interface
  • Customized User Roles
  • ACH Payments & Wire Transfers
  • Integrated Positive Pay & EDI Reporting
  • Coming Soon: In-Office Cashier’s Check Printing

Why Spencer?

  • Personalized Service
  • Powerful Tools
  • Best-In-Class Technology
  • Trusted Community Bank

Learn more about our full suite of cash management services.

Get Started

Whether you are upgrading to our new system or joining for the first time, let us help provide training and setup assistance to help you get the most out of our cash management suite. Visit your local Financial Center, or call us at 1-800-363-8115 today!