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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

Kinga Mikos
VP, Director of Retail Administration

Employed By Spencer Savings Bank Since: 2019
Employed In Industry Since: 1999

Outline of Responsibilities / Areas of Expertise / Memberships

Manages the bank’s Deposit Operations and Retail Service teams.

Responsible for ensuring the Retail Bank’s procedures and processes meet customer needs, the bank’s objectives and regulatory requirements.

Works closely with other Retail leaders in development and implementation of products and services in support of the Bank’s Strategic Plan.