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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083
908-289-1770

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016
908-653-1720

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

Executive Team

Kinga Mikos
VP, Director of Retail Administration

Employed By Spencer Savings Bank Since: 2019
Employed In Industry Since: 1999

Outline of Responsibilities / Areas of Expertise / Memberships

Manages the bank’s Deposit Operations and Retail Service teams.

Responsible for ensuring the Retail Bank’s procedures and processes meet customer needs, the bank’s objectives and regulatory requirements.

Works closely with other Retail leaders in development and implementation of products and services in support of the Bank’s Strategic Plan.