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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Executive Team

Mercedes M. Pedrick
VP, Director of Mortgage Originations

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1972

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees Residential Lending (Retail / Secondary) activities and develops new lending products and marketing strategies for implementation.

Member of the Mortgage Bankers Association

Member of the NJ League of Community Bankers, Mortgage Steering Committee

Member of the Bergen County Community Development’s American Dream Program and the Housing Partnership for Morris County

Advocate Member for Spectrum for Living