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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

Strong, Stable and Secure.
Click Here for a message from our Chairman & CEO about recent industry events.

Executive Team

Mercedes M. Pedrick
SVP, Director of Home Finance

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1972

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees Residential Lending (Retail / Secondary) activities and develops new lending products and marketing strategies for implementation.

Member of the Mortgage Bankers Association

Member of the NJ League of Community Bankers, Mortgage Steering Committee

Member of the Bergen County Community Development’s American Dream Program and the Housing Partnership for Morris County

Advocate Member for Spectrum for Living