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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

Executive Team

Michael Fuoco
SVP, Director of Retail Sales & Service

Employed by Spencer: 2022
Employed in Industry: 2005

Outline of Responsibilities / Areas of Expertise

Manages the Bank’s Retail Financial Center Division, consisting of 26 locations, as well as the Bank’s Customer Service Center.

Responsible for enhancing our team members’ experience, cultivating strong customer relationships, and promoting the Bank’s brand throughout the community by being a valuable corporate citizen.

Develop business relationships within markets and creates strategic plans to help achieve Bank sales goals.

Over 20 years of experience in leading, coaching, and mentoring teams in the banking sector.