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Help For U.S. Gov't Employees Affected by Shutdown Read Full Message

Our customers’ financial well-being is our top priority. We are currently offering assistance to customers who are U.S. government employees facing hardship due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. Please contact our Customer Service Center team at (800) 363-8115 for assistance.

Executive Team

Sam Naik
SVP, Director of Portfolio Management

Employed By Spencer Savings Bank Since: 2022
Employed In Industry Since: 2000

Outline of Responsibilities / Areas of Expertise / Memberships
Manages and directs the Portfolio Management activities of the bank’s Commercial Real Estate and Commercial and Industrial departments.

Responsible for the overall monitoring of the bank’s lending portfolio and strategically aligning project portfolios with business objectives.

Over 20 years of experienced financial leadership.

Areas of expertise include Middle Market Lending, Loan Workout, Commercial Lending and Small Business Lending.