Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Home Equity Special

Limited Time Only!

Get more out of your home with a Special Homeowner Loan from Spencer.

Borrow up to $250,000 in home equity to fix up your house, fund your children’s education, buy a new car, refinance your current mortgage, or finance any major expense.

  • First-Lien Only
  • Fixed Monthly Payments
  • Terms Up To 30 Years

Household Income Limitations Apply

  • Bergen/Passaic/Hudson: $63,440
  • Essex/Union/Morris/Hunterdon/Sussex: $78,880
  • Middlesex/Somerset: $86,480
  • Mercer: $84,640

Special Homeowner Rates 2019

Special Homeowner Limited Time Offer

Apply Today

Download the application, visit your local Ewing Financial Center, or call us at 1-800-363-8115 today!


*APR=Annual Percentage Rate. Property must be an owner-occupied 1-4 family home, secured by a first lien. The following income and county limitations apply: Mercer: $84,640, Bergen/Passaic/Hudson: $63,440, Essex/Union/Morris/Hunterdon/Sussex: $78,880 and Middlesex/Somerset: $86,480. There are no fees associated with Special Homeowner Loans. Property Insurance is required. Flood Insurance may be required. Payments shown do not include applicable taxes and insurance. Rates and terms are subject to change without notice. Offer is subject to credit approval.