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  Security Information
Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Home Equity Special

Limited Time Only!

Get more out of your home with a Special Homeowner Loan from Spencer.

Borrow up to $250,000 in home equity to fix up your house, fund your children’s education, buy a new car, refinance your current mortgage, or finance any major expense.

  • First-Lien Only
  • Fixed Monthly Payments
  • Terms Up To 30 Years

Household Income Limitations Apply

  • Bergen/Passaic/Hudson: $63,440
  • Essex/Union/Morris/Hunterdon/Sussex: $78,880
  • Middlesex/Somerset: $86,480
  • Mercer: $84,640

Special Homeowner Rates 2019

Special Homeowner Limited Time Offer

Apply Today

Download the application, visit your local Ewing Financial Center, or call us at 1-800-363-8115 today!

 

*APR=Annual Percentage Rate. Property must be an owner-occupied 1-4 family home, secured by a first lien. The following income and county limitations apply: Mercer: $84,640, Bergen/Passaic/Hudson: $63,440, Essex/Union/Morris/Hunterdon/Sussex: $78,880 and Middlesex/Somerset: $86,480. There are no fees associated with Special Homeowner Loans. Property Insurance is required. Flood Insurance may be required. Payments shown do not include applicable taxes and insurance. Rates and terms are subject to change without notice. Offer is subject to credit approval.