Get more out of your home with a Special Homeowner Loan from Spencer.
Borrow up to $250,000 in home equity to fix up your house, fund your children’s education, buy a new car, refinance your current mortgage, or finance any major expense.
- First-Lien Only
- Fixed Monthly Payments
- Terms Up To 30 Years
Household Income Limitations Apply
- Bergen/Passaic/Hudson: $63,440
- Essex/Union/Morris/Hunterdon/Sussex: $78,880
- Middlesex/Somerset: $86,480
- Mercer: $84,640
*APR=Annual Percentage Rate. Property must be an owner-occupied 1-4 family home, secured by a first lien. The following income and county limitations apply: Mercer: $84,640, Bergen/Passaic/Hudson: $63,440, Essex/Union/Morris/Hunterdon/Sussex: $78,880 and Middlesex/Somerset: $86,480. There are no fees associated with Special Homeowner Loans. Property Insurance is required. Flood Insurance may be required. Payments shown do not include applicable taxes and insurance. Rates and terms are subject to change without notice. Offer is subject to credit approval.