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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Home Equity Special

Limited Time Only!

Get more out of your home with a Special Homeowner Loan from Spencer.

Borrow up to $250,000 in home equity to fix up your house, fund your children’s education, buy a new car, refinance your current mortgage, or finance any major expense.

  • First-Lien Only
  • Fixed Monthly Payments
  • Terms Up To 30 Years

Household Income Limitations Apply

  • Bergen/Passaic/Hudson: $63,440
  • Essex/Union/Morris/Hunterdon/Sussex: $78,880
  • Middlesex/Somerset: $86,480
  • Mercer: $84,640

Special Homeowner Rates 2019

Special Homeowner Limited Time Offer

Apply Today

Download the application, visit your local Ewing Financial Center, or call us at 1-800-363-8115 today!


*APR=Annual Percentage Rate. Property must be an owner-occupied 1-4 family home, secured by a first lien. The following income and county limitations apply: Mercer: $84,640, Bergen/Passaic/Hudson: $63,440, Essex/Union/Morris/Hunterdon/Sussex: $78,880 and Middlesex/Somerset: $86,480. There are no fees associated with Special Homeowner Loans. Property Insurance is required. Flood Insurance may be required. Payments shown do not include applicable taxes and insurance. Rates and terms are subject to change without notice. Offer is subject to credit approval.