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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Please click on the link below to be directed to Fountainhead’s website where you can learn more about the Paycheck Protection Program and apply.

When completing the application, please indicate Spencer Savings Bank as the FastTrack Partner, and PaycheckProtectionProgram@SpencerSavings.com as the Referral Partner’s email address. https://www.fountainheadcc.com/ppp/


Spencer Savings Bank is committed to the safety, health and well-being of its customers and employees. As the country continues to deal with the impact of the Coronavirus (COVID-19), we want to take a moment to assure the community that we are closely monitoring the situation which is continuously evolving.

In response to the latest situation regarding this public health crisis, we are temporarily modifying how we conduct business at our financial centers to help minimize the potential spread of the virus. Effective Monday, March 30, 2020, we will be providing lobby service in our financial centers by appointment only. To make an appointment, please call the financial center between the hours of 9:00am – 5:00pm, Monday – Friday and 9:00am – 1:00pm on Saturday. Financial centers with a drive-up facility will continue to operate as usual during the same hours listed above, Monday- Saturday. In the best interest of the public health, if you need to process a teller transaction and your financial center has a drive-up facility, we are asking you to process all teller transactions at the drive-up only. Please know that every effort is being taken to ensure that the bank is able to meet all of your needs while we continue to follow the recommendations from the health authorities.

In addition to taking extra precautions to maintain the cleanliness of our bank locations, we continue to update and educate employees on virus information, as well as reduce employee contact. Please know that the bank has a Pandemic Plan in place with procedures and guidelines for the staff to follow to continue with all business activity.

We would like to take this opportunity to remind customers that most banking transactions do not require a visit to an office. Spencer offers a variety of ways to access your accounts and manage your money without having to visit a financial center. Banking can continue from the comfort of your own home. Most transactions can be handled with a call to our Customer Service Center, with your mobile device, online or at an ATM. Many locations also offer drive through features. All of these options reduce public interaction for both the customer and employee. If you want to explore any of these options, please call your local financial center or our Customer Service Center at 1-800-363-8115.

We also urge all customers to be extra vigilant during this time as there are increased incidents of fraud surrounding the virus announcement. The FDIC has released educational articles regarding this topic with more information.

This is a fluid and evolving situation. We will continue to update you with any new information that becomes available. Our customers are the heart of our business. Thank you for giving us the opportunity to continue to serve you. Together, we will all take the necessary precautions to successfully manage through this difficult time.

New Branch Hours

Effective February 4th, 2019

Clifton
437 Piaget Avenue, Clifton, NJ 07011

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 5PM 9AM – 5PM
Saturday 9AM – 1PM 9AM – 1PM

Clifton
908 Van Houten Avenue, Clifton, NJ 07013

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Cranford
213 South Avenue, Cranford, NJ 07016

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Elizabeth
618 Bayway Avenue, Elizabeth, NJ 07202

Lobby
Monday 9AM – 4PM
Tuesday 9AM – 4PM
Wednesday 9AM – 4PM
Thursday 9AM – 6PM
Friday 9AM – 4PM
Saturday 9AM – 1PM

Elmwood Park
680 River Drive, Elmwood Park, NJ 07407

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Ewing
200 Campus Town Circle, Ewing, NJ 08638

Lobby TIMS
Monday 9AM – 6PM 8AM – 8PM
Tuesday 9AM – 6PM 8AM – 8PM
Wednesday 9AM – 6PM 8AM – 8PM
Thursday 9AM – 6PM 8AM – 8PM
Friday 9AM – 6PM 8AM – 8PM
Saturday 9AM – 1PM 8AM – 2PM

Garfield
104 Passaic Street, Garfield, NJ 07026

Lobby
Monday 9AM – 5PM
Tuesday 9AM – 5PM
Wednesday 9AM – 5PM
Thursday 9AM – 5PM
Friday 9AM – 5PM
Saturday 9AM – 1PM

Garfield
34 Outwater Lane, Garfield, NJ 07026

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Garfield
800 River Drive, Garfield, NJ 07026

Lobby Drive-Up
Monday 10AM – 3PM 10AM – 3PM
Tuesday 10AM – 3PM 10AM – 3PM
Wednesday 10AM – 3PM 10AM – 3PM
Thursday 10AM – 3PM 10AM – 3PM
Friday 10AM – 3PM 10AM – 3PM

Lodi
107 South Main Street, Lodi, NJ 07644

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 5PM 9AM – 5PM
Saturday 9AM – 1PM 9AM – 1PM

Lyndhurst
230 Ridge Road, Lyndhurst, NJ 07071

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

North Caldwell
9 Bloomfield Avenue, North Caldwell, NJ 07006

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 5PM 9AM – 5PM
Saturday 9AM – 1PM 9AM – 1PM

Nutley
375 Franklin Avenue, Nutley, NJ 07110

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 5PM 9AM – 5PM
Saturday 9AM – 1PM 9AM – 1PM

Parsippany
1699 Littleton Road, Parsippany, NJ 07054

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Saddle Brook
140 Market Street, Saddle Brook, NJ 07663

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Saddle Brook
487 Market Street, Saddle Brook, NJ 07663

Lobby
Monday 9AM – 5PM
Tuesday 9AM – 5PM
Wednesday 9AM – 5PM
Thursday 9AM – 5PM
Friday 9AM – 5PM
Saturday 9AM – 1PM

Union
1331 Magie Avenue, Union, NJ 07083

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 6PM 9AM – 6PM
Friday 9AM – 5PM 9AM – 5PM
Saturday 9AM – 1PM 9AM – 1PM

Wallington
219 Maple Avenue, Wallington, NJ 07057

Lobby
Monday 9AM – 5PM
Tuesday 9AM – 5PM
Wednesday 9AM – 5PM
Thursday 9AM – 6PM
Friday 9AM – 5PM
Saturday 9AM – 1PM

Wayne
183 Hamburg Turnpike, Wayne, NJ 07470

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Westfield
240 N. Avenue West, Westfield, NJ 07090

Lobby TIMS
Monday 9AM – 6PM 8AM – 8PM
Tuesday 9AM – 6PM 8AM – 8PM
Wednesday 9AM – 6PM 8AM – 8PM
Thursday 9AM – 6PM 8AM – 8PM
Friday 9AM – 6PM 8AM – 8PM
Saturday 9AM – 1PM 8AM – 2PM

Wood-Ridge
177 Valley Boulevard, Wood-Ridge, NJ 07075

Lobby Drive-Up
Monday 9AM – 5PM 9AM – 5PM
Tuesday 9AM – 5PM 9AM – 5PM
Wednesday 9AM – 5PM 9AM – 5PM
Thursday 9AM – 5PM 9AM – 5PM
Friday 9AM – 6PM 9AM – 6PM
Saturday 9AM – 1PM 9AM – 1PM

Customer Service Center- 1-800-363-8115

Lobby TIMS
Monday 8AM – 8PM 8AM – 8PM
Tuesday 8AM – 8PM 8AM – 8PM
Wednesday 8AM – 8PM 8AM – 8PM
Thursday 8AM – 8PM 8AM – 8PM
Friday 8AM – 8PM 8AM – 8PM
Saturday 8AM – 2PM 8AM – 2PM