Important Notice
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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More


Was Your Bank There For You During This Pandemic?

You’re back in business and focused on the future.

At Spencer, we’re passionately and proactively helping our clients move forward with expert advice, flexible solutions, fast decisions, and an unrelenting commitment to New Jersey businesses.

BusinessEdge®️: Move Your Business Forward

Digital Banking


  • Free Online Banking
  • 500 Free Debits Monthly
  • Free Bill Pay
  • Free VISA®️ Business Check Card


  • High Yield Business Savings
  • Link to Checking for Peace of Mind
  • Access to Online Funds Transfers
  • Combined Monthly Statement

Money Market

  • Free Online Banking
  • Tiered Interest Rates Based on Account Balance
  • Liquidity of Funds

Cash Management

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay / Account Reconciliation
  • Online Wire Transfers
  • EDI Reporting

See what real relationship banking is all about.

Visit your local Financial Center or call us at 1-800-363-8115 to open your account today!