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Was Your Bank There For You During This Pandemic?

You’re back in business and focused on the future.

At Spencer, we’re passionately and proactively helping our clients move forward with expert advice, flexible solutions, fast decisions, and an unrelenting commitment to New Jersey businesses.

BusinessEdge®️: Move Your Business Forward

Digital Banking


  • Free Online Banking
  • 500 Free Debits Monthly
  • Free Bill Pay
  • Free VISA®️ Business Check Card


  • High Yield Business Savings
  • Link to Checking for Peace of Mind
  • Access to Online Funds Transfers
  • Combined Monthly Statement

Money Market

  • Free Online Banking
  • Tiered Interest Rates Based on Account Balance
  • Liquidity of Funds

Cash Management

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay / Account Reconciliation
  • Online Wire Transfers
  • EDI Reporting

See what real relationship banking is all about.

Visit your local Financial Center or call us at 1-800-363-8115 to open your account today!