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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More


Was Your Bank There For You During This Pandemic?

You’re back in business and focused on the future.

At Spencer, we’re passionately and proactively helping our clients move forward with expert advice, flexible solutions, fast decisions, and an unrelenting commitment to New Jersey businesses.

BusinessEdge®️: Move Your Business Forward

Digital Banking


  • Free Online Banking
  • 500 Free Debits Monthly
  • Free Bill Pay
  • Free VISA®️ Business Check Card


  • High Yield Business Savings
  • Link to Checking for Peace of Mind
  • Access to Online Funds Transfers
  • Combined Monthly Statement

Money Market

  • Free Online Banking
  • Tiered Interest Rates Based on Account Balance
  • Liquidity of Funds

Cash Management

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay / Account Reconciliation
  • Online Wire Transfers
  • EDI Reporting

See what real relationship banking is all about.

Visit your local Financial Center or call us at 1-800-363-8115 to open your account today!