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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More


Protect your cards from fraud and cap your personal spending with CardValet, the mobile application that turns your smartphone into an on/off switch for your debit card. CardValet is free for Spencer Savings Bank customers, and comes with customizable settings that give you greater control of when, where and how your cards are used. With just a few taps, you can:

  • Receive real-time alerts whenever your card is used.
  • Allow your card only to work in certain locations or geographic areas.
  • Turn your card “off” to temporarily disable ATM withdrawals and transactions.
  • Set spending limits by merchant type (gas, groceries, etc.).
  • Decline a transaction that exceeds your specified spending limits.
  • Check your balances and review transactions.
  • + More

CardValet is available for Spencer personal and business banking accounts, on Android and Apple devices. Download the app and safeguard your cards today!

Google play button
Apple app store button

Card Valet