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Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your online banking username, password, or PIN via text, email, or phone.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115.

Joanna Albertine

Joanna Albertine
SVP and Controller

Employed By Spencer Savings Bank Since: 2026
Employed In Industry Since: 2004

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees General Ledger accounting, asset liability modeling, budgeting and forecasting.

Ensures that the Bank’s financial records, reporting and processes are accurate and consistent with regulatory and generally accepted accounting principles.

Management and oversight of the Bank’s FDICIA reporting requirements.