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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

José B. Guerrero
Chairman, Chief Executive Officer

Employed By Spencer Savings Bank Since: 1984
Employed In Industry Since: 1984

Outline of Responsibilities / Areas of Expertise / Memberships
Chairman and Chief Executive Officer of the Board for Spencer Savings Bank, a leading New-Jersey based community bank with over $3 billion in total assets, 20 financial centers throughout New Jersey and a team of almost 300 banking professionals.

Has held the position of Chief Executive Officer since 1995 and Director since 1991.

Over 35 years of experience in the financial and banking sector.

Member of the NJ Bankers Association.