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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

Executive Team

José B. Guerrero
Chairman, President and CEO

Employed By Spencer Savings Bank Since: 1984
Employed In Industry Since: 1984

Outline of Responsibilities / Areas of Expertise / Memberships
Serves as the President, Chairman and Chief Executive Officer of the Board for Spencer Savings Bank.

Has held the position of President and Chief Executive Officer since 1995 and Director since 1991.

Almost 35 years of banking experience

Member of the NJ Bankers Association