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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Michael Claisse

Michael Claisse
SVP, Director of CRE Lending

Employed By Spencer Savings Bank Since: 2018
Employed In Industry Since: 1993

Outline of Responsibilities / Areas of Expertise / Memberships
Responsible for the overall direction and management of the Commercial Real Estate division including lending, underwriting, closing and administration functions.

Has ownership and is responsible for growing the commercial lending portfolio, credit quality management and asset retention.

Over 25 years of extensive financial experience across all real estate debt and equity product lines.

Speaker and panelist at multiple national conferences and seminars.