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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

Michael Claisse

Michael Claisse
SVP, Director of CRE Lending

Employed By Spencer Savings Bank Since: 2018
Employed In Industry Since: 1993

Outline of Responsibilities / Areas of Expertise / Memberships
Responsible for the overall direction and management of the Commercial Real Estate division including lending, underwriting, closing and administration functions.

Has ownership and is responsible for growing the commercial lending portfolio, credit quality management and asset retention.

Over 25 years of extensive financial experience across all real estate debt and equity product lines.

Speaker and panelist at multiple national conferences and seminars.