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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Executive Team

Robert F. Vivo Jr.
SVP, Director of Retail Sales & Services

Employed By Spencer Savings Bank Since: 2020
Employed In Industry Since: 1985

Outline of Responsibilities / Areas of Expertise / Memberships

Manages the bank’s Retail Financial Center division, consisting of 26 locations, as well as the bank’s Customer Service Center and Retail Training departments.

Responsible for leading the teams in building strong customer relationships and promoting the bank’s brand throughout the community by being a valuable corporate citizen.

Develops business relationships within markets and creates strategic plans to help achieve bank sales goals.

Over 35 years of experience in leading, coaching and mentoring teams in the banking sector.