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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

Robert F. Vivo Jr.
SVP, Director of Retail Sales & Services

Employed By Spencer Savings Bank Since: 2020
Employed In Industry Since: 1985

Outline of Responsibilities / Areas of Expertise / Memberships

Manages the bank’s Retail Financial Center division, consisting of 20 locations, as well as the bank’s Customer Service Center and Retail Training departments.

Responsible for leading the teams in building strong customer relationships and promoting the bank’s brand throughout the community by being a valuable corporate citizen.

Develops business relationships within markets and creates strategic plans to help achieve bank sales goals.

Over 35 years of experience in leading, coaching and mentoring teams in the banking sector.