Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Security Information
Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Executive Team

Sam Naik
SVP, Director of Portfolio Management

Employed By Spencer Savings Bank Since: 2022
Employed In Industry Since: 2000

Outline of Responsibilities / Areas of Expertise / Memberships
Manages and directs the Portfolio Management activities of the bank’s Commercial Real Estate and Commercial and Industrial departments.

Responsible for the overall monitoring of the bank’s lending portfolio and strategically aligning project portfolios with business objectives.

Over 20 years of experienced financial leadership.

Areas of expertise include Middle Market Lending, Loan Workout, Commercial Lending and Small Business Lending.