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Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Executive Team

Sam Naik
SVP, Director of Portfolio Management

Employed By Spencer Savings Bank Since: 2022
Employed In Industry Since: 2000

Outline of Responsibilities / Areas of Expertise / Memberships
Manages and directs the Portfolio Management activities of the bank’s Commercial Real Estate and Commercial and Industrial departments.

Responsible for the overall monitoring of the bank’s lending portfolio and strategically aligning project portfolios with business objectives.

Over 20 years of experienced financial leadership.

Areas of expertise include Middle Market Lending, Loan Workout, Commercial Lending and Small Business Lending.