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Local Lending to Run and Grow Your Business

Open a BusinessEdge Savings account with Spencer Savings Bank today and earn more with a 1.25% APY.*

Plus, for a limited time take advantage of FREE BusinessEdge Checking!**

Bank on a Better Experience

Spencer’s BusinessEdge suite offers everything you need to run and grow your business, including:

Always Have Cash on Hand

With BusinessEdge Express Lending, you get fast and reliable access to working capital, with loan amounts up to $250,000.

See how Spencer can help you achieve your business goals.

Schedule a time to speak with your local banker today, or simply visit your local branch to open your accounts!




*APY = Annual Percentage Yield. APY offered as of date of publication. Current BusinessEdge® Savings balance tiers: $100 to $24,999.99 – 0.10% APY on entire account balance; $25,000 and more – 1.25% APY. Available to all businesses located in New Jersey. Fees could reduce earnings on the account. Rates are subject to change without notice. Interest payments are rounded to the nearest cent. As a result, low balance accounts may not be paid interest. $100 minimum opening deposit. Unlimited deposits and withdrawals. No monthly service charge with $100 daily minimum balance. **Free BusinessEdge Checking: Account will be free from monthly service charges as long as the account remains active. $100 minimum opening deposit. No minimum balance is required and unlimited check writing is allowed. Small Business Loans are subject to credit approval. Spencer Savings Bank is an equal credit opportunity lender.