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Holiday Closing

Spencer Savings Bank will be closed Tuesday, November 11th in observance of Veterans' Day. Read Full Message

Help For U.S. Gov’t Employees Affected by Shutdown

Our customers’ financial well-being is our top priority. We are currently offering assistance to customers who are U.S. government employees facing hardship due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. Please contact our Customer Service Center team at (800) 363-8115 for assistance.

Home Finance

Whether you’re in the market for a new home, want to refinance your current home loan, or are looking to borrow against the equity in your home, our Home Finance team at Spencer has all of your home lending needs covered. We offer a variety of Home Equity Loans to support your personal or current home improvement needs, while our Mortgage professionals will help identify the loan that fits your borrowing needs from first time home buyers to current homeowners looking for refinance options. Get started today by clicking one of the links below!