Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Kasasa Monthly Qualification Cycle

Cycle Date Information – The following dates apply to your Kasasa Cash Back and/or Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the Qualification Information section must post and settle to your Kasasa Cash Back and/or Kasasa Cash account within these Monthly Qualification Cycle dates. Please see chart below:


Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
December 2020 11/28/2020 12/30/2020 12/01/2020 12/31/2020
January 2021 12/31/2020 1/28/2021 01/01/2021 01/31/2021
February 2021 01/29/2021 02/25/2021 02/01/2021 02/28/2021
March 2021 02/26/2021 03/30/2021 03/01/2021 03/31/2021
April 2021 03/31/2021 04/29/2021 04/01/2021 04/30/2021
May 2021 04/30/2021 05/28/2021 05/01/2021 05/31/2021
June 2021 05/29/2021 06/29/2021 06/01/2021 06/30/2021
July 2021 06/30/2021 07/29/2021 07/01/2021 07/31/2021
August 2021 07/30/2021 08/30/2021 08/01/2021 08/31/2021
September 2021 08/31/2021 09/29/2021 09/01/2021 09/30/2021
October 2021 09/30/2021 10/28/2021 10/01/2021 10/31/2021
November 2021 10/29/2021 11/29/2021 11/01/2021 11/30/2021
December 2021 11/30/2021 12/30/2021 12/01/2021 12/31/2021
January 2022 12/31/2021 01/28/2022 01/01/2022 01/31/2022
February 2022 01/29/2022 02/25/2022 02/01/2022 02/28/2022
March 2022 02/26/2022 03/30/2022 03/01/2022 03/31/2022
April 2022 03/31/2022 04/28/2022 04/01/2022 04/30/2022
May 2022 04/29/2022 05/30/2022 05/01/2022 05/31/2022


“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current Statement Cycle through one (1) banking day prior to the last business day of the current Statement Cycle.

“Banking Day” means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.

“Business Day” means a calendar day other than a Saturday or Sunday, or January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 fall on a Sunday, the next Monday is not a “Business Day”.

“Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account.