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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Kasasa Monthly Qualification Cycle

Cycle Date Information – The following dates apply to your Kasasa Cash Back and/or Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the Qualification Information section must post and settle to your Kasasa Cash Back and/or Kasasa Cash account within these Monthly Qualification Cycle dates. Please see chart below:

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
May 2020 04/30/2020 05/28/2020 05/01/2020 05/31/2020
June 2020 05/29/2020 06/29/2020 06/01/2020 6/30/2020
July 2020 06/30/2020 07/30/2020 07/01/2020 07/31/2020
August 2020 07/31/2020 08/28/2020 08/01/2020 08/31/2020
September 2020 08/29/2020 09/29/2020 09/01/2020 09/30/2020
October 2020 09/30/2020 10/29/2020 10/01/2020 10/31/2020
November 2020 10/30/2020 11/27/2020 11/01/2020 11/30/2020
December 2020 11/28/2020 12/30/2020 12/01/2020 12/31/2020
January 2021 12/31/2020 1/28/2021 01/01/2021 01/31/2021
February 2021 01/29/2021 02/25/2021 02/01/2021 02/28/2021
March 2021 02/26/2021 03/30/2021 03/01/2021 03/31/2021
April 2021 03/31/2021 04/29/2021 04/01/2021 04/30/2021
May 2021 04/30/2021 05/28/2021 05/01/2021 05/31/2021
June 2021 05/29/2021 06/29/2021 06/01/2021 06/30/2021
July 2021 06/30/2021 07/29/2021 07/01/2021 07/31/2021
August 2021 07/30/2021 08/30/2021 08/01/2021 08/31/2021
September 2021 08/31/2021 09/29/2021 09/01/2021 09/30/2021
October 2021 09/30/2021 10/28/2021 10/01/2021 10/31/2021


“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current Statement Cycle through one (1) banking day prior to the last business day of the current Statement Cycle.

“Banking Day” means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.

“Business Day” means a calendar day other than a Saturday or Sunday, or January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 fall on a Sunday, the next Monday is not a “Business Day”.

“Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account.