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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Strength, Stability and a Partner
You Can Count On

Strength in Numbers

New Jersey entrepreneurs have BIG goals, STRONG personalities, and FAST timelines. Spencer mirrors everything you stand for and meets your commercial lending needs to become a powerful partner in your success. Gain direct access to key decision-makers and experience relationship banking at its finest.

Spencer continues to maintain and service all commercial loans in-house. It’s one of the reasons why our customers find our level of service exceptional when compared to national banks. We are larger than local.

Let’s get started.

Lines of Credit / Term Loans / Commercial Mortgages / Construction Lending

    Recent Financings

    Direct Access to Decision Makers

    Michael Claisse

    SVP & Director of Commercial Real Estate Lending

    Juan Oelofse

    SVP & Director of Commercial & Industrial Lending

    Robert Vivo

    SVP & Director of Retail Sales & Service

    Richard Vaill

    VP & Business Development Officer Team Leader

    Connect With Us Today

    Call us at 1-800-363-8115.