Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Savings

ebrochure checkingAt Spencer Savings Bank, we believe in providing you the tools to save and plan for your future in any stage of your life. Whether you want to save for college, retirement, a new car or that vacation you’ve always wanted, Spencer can help you meet your goals with a variety of savings account options. We take pride in being able to offer you the right account to meet your personal goal.

Savings Accounts

Savings Accounts Interest Opening Deposit Monthly Service Charge Account Features

SpencerKids Savings*

Today’s Rates $1 None
  • Free Online Banking
  • Convenient monthly statement

SmartSaver Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Statement Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Platinum Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Holiday Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient monthly statement
  • Direct Deposit Option

Vacation Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient monthly statement
  • Direct Deposit Option

*Customer must be under 18 years of age to qualify for a SpencerKids Savings Account.