Photo of Christina Schratz

Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Christina Schratz as Financial Center Manager. Schratz is responsible for overseeing the daily operations of the bank’s Clifton financial center, as well as leading and managing customer relationship development and community engagement.

“We are pleased to welcome Christina to Spencer and our Clifton community,” stated George Celentano, Executive Vice President and Chief Retail Officer. “Christina is a strong leader with a proven track record of success and high performance. She joins our Passaic County team in building and nurturing strong customer and community relationships that help both thrive and succeed!”

Schratz is a seasoned banking professional with over 25 years of industry experience. Prior to joining Spencer, she held leadership positions at various regional banks, including her recent role as Vice President, Community Lender. She is highly skilled in branch operations, team leadership and management, customer relationship building and business development.

Schratz resides in Passaic County, New Jersey. She enjoys spending free time with her family and volunteering in her community supporting local philanthropic organizations. She formerly served on the City of Passaic Board of Education and currently serves on the Passaic County Board of Commissioners, where she helps lead and strengthen Passaic communities.

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