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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Todd Young

Todd Young

Union Financial Center Manager

1350 Galloping Hill Rd
Union, NJ 07083
Phone: 908-289-1770

I have over 30 years of experience working in the banking industry. It is an exciting time for our Union team. We recently renovated and relocated our financial center. The updates are very modern with great amenities. I pride myself in leading a strong team and in taking the time to truly understand each customer and consider their particular requirements, needs and personality. My specialized approach takes more work but it yields quality results for our customers. In 2018, our Union team was very proud to receive the President’s Award from the Union County Chamber of Commerce. The award recognizes a business that has made significant contributions to the Township of Union’s business and civic community.

On the personal side, I love spending time with family/friends and watching sports. One of my favorite things to do is vacation to different places with my wife where we can explore and try new things.


  • Union County Chamber of Commerce President’s Award