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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Checking

Spencer is focused on helping businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. Our tailored products offer competitive pricing, convenient services and a high level of attention. We have the tools to help your business grow, including your own private banker.

Checking Accounts Opening Deposit Monthly Service Charge Account Features

BusinessEdge® Checking

 $100 $15
How to Waive
  • 500 Free Debits Monthly
  • Free Online Banking
  • Visa® Business Debit Card

Commercial Checking

 $100 $12
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • Visa® Business Debit Card

Attorney Trust Account

 $100 $10
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • Convenient Monthly Statement Detailing Activity
  • Ability to Accept IOLTA Deposits

Tenant Security Account

 $100 None  

  • Interest-Bearing Account for Rent Securities