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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Checking

Spencer is focused on helping businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. Our tailored products offer competitive pricing, convenient services and a high level of attention. We have the tools to help your business grow, including your own private banker.

Checking Accounts Opening Deposit Monthly Service Charge Account Features

BusinessEdge® Checking

$100 $15
How to Waive
  • 500 Free Debits Monthly
  • Free Online Banking
  • Visa® Business Debit Card

Commercial Checking

$100 $12
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • Visa® Business Debit Card

Attorney Trust Account

$100 None
  • Convenient Monthly Statement Detailing Activity
  • Ability to Accept IOLTA Deposits

Tenant Security Account

$100 None  

  • Interest-Bearing Account for Rent Securities