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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Attorney Trust Account

This specialized checking account is available to all attorneys that receive and disburse client funds. The attorney has the option of establishing a single trust account and commingling client funds or establishing sub-accounts for each client, which are linked to the attorney disbursement account. Spencer is also approved to accept IOLTA deposits.

Attorney Trust Account features:

  • Earning Credit on Average Daily Investable Balance
  • Earnings Credit Used to Offset Monthly Service Charges
  • $100 Minimum Opening Deposit
  • Convenient Monthly Statement Detailing Account Activity

Attorney Sub-Account features:

  • Statement Savings Account
  • $100 Minimum Opening Deposit
  • $10 Monthly Service Charge
  • Variable Rate of Interest

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!