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  Security Information & Holiday Closing
Spencer Savings Bank will be closed on Monday, September 7, in observance of Labor Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Fraud!

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Attorney Trust Account

This specialized checking account is available to all attorneys that receive and disburse client funds. The attorney has the option of establishing a single trust account and commingling client funds or establishing sub-accounts for each client, which are linked to the attorney disbursement account. Spencer is also approved to accept IOLTA deposits.

Attorney Trust Account features:

  • Earning Credit on Average Daily Investable Balance
  • Earnings Credit Used to Offset Monthly Service Charges
  • $100 Minimum Opening Deposit
  • Convenient Monthly Statement Detailing Account Activity

Attorney Sub-Account features:

  • Statement Savings Account
  • $100 Minimum Opening Deposit
  • $10 Monthly Service Charge
  • Variable Rate of Interest

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!