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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Executive Team

John C. Duncan
EVP and Chief Lending Officer

Employed By Spencer Savings Bank Since: 2004
Employed In Industry Since: 1983

Outline of Responsibilities / Areas of Expertise / Memberships
Manages lending departments including Mortgage Originations, Consumer Lending, Commercial Real Estate, Construction Lending, Commercial & Industrial Lending and Loan Operations.

Develops and manages Spencer’s consumer and commercial product offerings, which will continue to serve the banking needs of its community and depositors.

Member of the Bank’s Executive Management Committee