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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Executive Team

Mercedes M. Pedrick
SVP, Director of Home Finance

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1972

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees Residential Lending (Retail / Secondary) activities and develops new lending products and marketing strategies for implementation.

Member of the Mortgage Bankers Association

Member of the NJ League of Community Bankers, Mortgage Steering Committee

Member of the Bergen County Community Development’s American Dream Program and the Housing Partnership for Morris County

Advocate Member for Spectrum for Living