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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Executive Team

William J. Callahan
VP of Retail Banking

Employed By Spencer Savings Bank Since: 1995
Employed In Industry Since: 1979

Outline of Responsibilities / Areas of Expertise / Memberships
Manages the Sales process of the Retail Bank’s 21 branch network.

Responsible for the preparation, implementation and results of the branch business development plan.

Develops business relationships within assigned markets and cross sells the Bank’s complete product line.

Graduate of the National School of Banking.