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  Holiday Closing
Spencer Savings Bank will be closing early at 3:00PM on Wednesday, December 31st and will be closed on Thursday, January 1st. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Money Market Accounts

At Spencer Savings Bank, our Money Market Account is designed to help you grow your savings while enjoying flexible access to your funds. Whether you’re saving for a specific goal or building a financial cushion for unexpected expenses, our Money Market Account offers a range of benefits to suit your needs.

Why Choose a Money Market Account?

  • Higher Interest Rates: Earn more on your savings with our tiered interest rates, surpassing the yields of traditional savings accounts.
  • Flexible Access: Enjoy the convenience of check access, combining the benefits of a checking and savings account.
  • Ideal for Savers: Whether you’re a more aggressive saver or looking for a balanced approach, our Money Market Accounts are perfect for maximizing your return on larger balances.

It’s your money—why not let it work harder for you? Choose a Money Market Account from Spencer Savings Bank and start enjoying the benefits of smarter saving today!

Money Market

Checking Accounts Interest Opening Deposit Monthly Service Charge Account Features*
Premium Money Market Today’s Rates $100 $15
How to Waive
  • Visa Debit Card
  • Spencer Online
  • QUICKBanking

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!