Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.

Holiday Closing & Security Information

Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Premium Money Market

Frequently Asked Questions
Click Here to Learn More
Telephone Banking
24/7 Account Access
1-877-402-2265
- Check Balances
- Check Account History
- Make Transfers between accounts
Customer Service Center
1-800-363-8115

Mon – Fri: 8am – 8pm
Sat: 8am – 2pm
ATM/Visa^® Debit Cards

Activate New Cards:
1-800-992-3808

Lost or Stolen Cards:
1-800-472-3272
Find a Financial Center
Send a Message

Premium Money Market features:

Perfect for the saver looking to earn interest on savings while still having access to funds. This account type offers tiered interest rates, earning more than a basic statement savings account, while offering the convenience of check access. Our Premium Money Market Account is a great way to enjoy the combined benefits of a checking and savings account, bundled to maximize your return.

$100 Minimum Opening Deposit
Monthly eStatements
Tiered Interest Rates
Free Online Banking

Open Today

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!