Greetings Spencer Family,

Happy Fall! Can you believe the holidays are right around the corner? Everyone is back from vacation and schools are back in session. It’s a busy time of year!

As you know, we recently opened a Financial in Westfield! It’s been so rewarding being in this community and having an opportunity to grow the Spencer brand. Be sure to stop by and visit! In July, we officially wrapped up our conversion with Wawel Bank. Spencer acquired Wawel in March, and it’s been exciting welcoming all the new Wawel customers to the Spencer family! Please continue to stop by the branch and visit us – we’re eager to get to know each and every one of you!

As always, we continue to be very active in the community! Read all about our Habitat for Humanity and Bergen Volunteer Center partnerships.  We also recently wrapped up our annual “Movies Under The Stars” series – always a big hit in the community! We continue to participate in 5K runs that support a variety of noteworthy causes. And, in October you might have seen us marching down NYC streets! Spencer was one of the main sponsors of the parade, in support of the City of Garfield.

Recently we launched Email Communications and will be sending out a variety of monthly emails with educational articles, promotions and event information. Visit our website to sign up today. Also, be sure to look out for a text coming from Spencer asking you to opt into important fraud monitoring messages.

Enjoy the fall foliage hikes and scenic drives! As we approach the start of the holiday season, know that Spencer is truly grateful for your business and support. We thank you and wish you a wonderful holiday season.


Jose B. Guerrero
Chairman, President and CEO


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