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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More



$5,000 minimum deposit

Earn a high yield on your
Savings Account
Open Your Account Today!

Visit your local branch, or call us at 1-800-363-8115 today!


*APY = Annual Percentage Yield. Interest on SmartSaver Account is compounded daily and credited monthly. Published APY’s are accurate as of the date of this publication and may be withdrawn at any time. $5,000 minimum daily balance to a maximum of $250,000 to earn stated APY. Current APY for Spencer SmartSaver account balance tiers are $250,000.01 and over is .10% APY; $5,000 to $250,000 is 1.00% APY; $100 to $4,999.99 is .10% APY. There is a $100 minimum opening deposit required to earn interest and to avoid a $3 monthly service charge. This rate may vary and fees could reduce earnings on this account. Individuals must live or work in the state of New Jersey or in Bucks County, PA.