* There is a limit of 8 FREE transactions per month at non-Spencer ATM machines.

CAUTION: Electronic mail sent through the Internet is not secure and could be intercepted by a third party. For your protection, avoid sending identifying
information, such as account, Social Security or card numbers to us or others. Further, do not send time-sensitive, action-oriented messages,
such as transaction orders, fund transfer instructions, or check stop payments, as it is our policy not to accept such items electronically.

Equal Housing Lender | Member FDIC | Spencer Savings Bank | Equal Opportunity Employer