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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Opportunities

Assistant Financial Center Manager I

Department: Retail Banking
Location: Ewing, NJ

The Assistant Financial Center Manager I (AFCMI) provides exceptional customer service while attending to customers’ needs. This individual creates and fosters a cohesive team and promotes a positive work environment, while overseeing the Financial Center Service Reps who perform both routine financial transactions and/or customer service functions. May cover multiple branches within the region. Assists FCSRs with more complex tasks and schedules the work flow.
Demonstrates sound judgment and accountability with operational standards. Provides leadership, conflict resolution, process improvement and communication to the Financial Center Service Reps. Responsible for performing audit functions, participates in daily branch opening and closing procedures and required to perform operational tasks, coaching and performance management. In the absence of, or assisting the Financial Center Manager, responsible for the overall branch management including but not limited to operations, sales management and productivity.

ATM Services Specialist

Department: Deposit Ops
Location: Elmwood Park, NJ

Responsible for providing primary support for ATM/Debit Card processing, including card issuance, daily card settlement, and Reg E claim receipt/response. This candidate responds to Branch and Remote ATM/hardware issues, ensures prompt service call response, schedules regular maintenance and coordinates screen image changes and software loads as appropriate. Oversees daily ATM terminal proof and settlement. Assists the coordinator in all aspects of research, statistical compilation, and report creation.

CRE Underwriter II

Department: CRE Lending
Location: Elmwood Park, NJ

Responsible for underwriting mortgage loans on income-producing properties. Duties include in depth analysis of the credit including financial analysis, cash flow analysis (business, personal and global), evaluation of repayment sources along with an overall credit risk assessment. Prepares loan submissions for Department Manager, Senior Lending Officer and Credit Committee.. Works closely with Client Managers in structuring loans and recommends appropriate transactions. Maintains required knowledge related to bank credit policies, loan programs, and real estate markets. Performs other duties as required.

Financial Center Manager III

Department: Retail Banking
Location: Garfield, NJ

The Financial Center Manager (FCM) III is generally more experienced and is responsible for managing the day-to-day operations of the branch, the internal sales process and customer experience. They are responsible for ensuring all policies and procedures are followed and that the branch staff practices sound risk management.

This position is responsible for providing required reporting related to operations and control and adherence to income, expense, and budgetary guidelines and standards. This position is also responsible for security of equipment and premises, financial controls, collections and loss handling, as well as daily opening and closing procedures. In addition, the incumbent may supplement platform sales and service responsibilities as required.

Financial Center Relationship Representative

Department: Retail Banking
Location: Various Locations

The Financial Center Relationship Representative is responsible for building long-term profitable customer relationships via acquisition of new customer market share, expansion & retention of existing customer wallet share and the delivery of a consistent extraordinary customer experience.

This individual will be responsible for managing and cultivating a book of business of existing customers with expectations of growing core deposits, loans and ancillary bank services. This individual will be responsible for executing a customer contact strategy that includes tele-consulting, email, mail or text to drive customers into the bank for relationship expansion. Performs other duties as required.

Financial Center Service Representative (Part Time)

Department: Retail Banking
Location: Various Locations

Financial Center Service Representative (FCSR) is responsible for processing a variety of financial transactions including check cashing, withdrawals, deposits and loan payments.  This position is responsible for managing and balancing a cash drawer and preparing daily paperwork according to branch procedures.  Responsible for engaging clients during their transaction to identify any customer needs and refer them over to the platform for fulfillment.   Provides an extraordinary customer experience by executing Spencer’s customer service behaviors with every client interaction.  Supports the Assistant Financial Center Manager with teller line and end of day proof functions. Works under general supervision.

Financial Center Service Representative I

Department: Retail Banking
Location: Garfield, NJ

Financial Center Service Representative (FCSR) I . This position is responsible for managing and balancing a cash drawer and preparing daily paperwork according to branch procedures. Responsible for engaging clients during their transaction to identify any customer needs and refer them over to the platform for fulfillment. Provides an extraordinary customer experience by executing Spencer’s customer service behaviors with every client interaction. Supports the Assistant Financial Center Manager with teller line and end of day proof functions. Works under general supervision. Performs other duties as required.

Floating Financial Center Service Representative III

Department: Retail Banking
Location: Cranford, NJ

The Financial Center Service Representative (FCSR) III responsibilities include responding to customers’ needs by processing a variety of financial transactions including but not limited to check cashing, withdrawals, deposits, and loan payments and/or greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships thru a book of business, and servicing accounts.

This position is responsible for managing and balancing cash drawers well as meeting sales expectations, which include deposit, loan and revenue generating referrals. Responsibilities may also include assisting the Financial Center supervisor with the teller line and end of day functions and preparing daily paperwork according to branch procedures. Performs other duties as required.

VP & Relationship Manager

Department: Commercial & Industrial Lending
Location: Elmwood Park, NJ

Responsible for generating C&I business by focusing on developing new business relationships and a strong referral network – specifically with accountants, public agencies, attorneys, and Chambers of Commerce. This position cultivates referrals from branch network for business-related products and services. Participates in meetings of branch offices to enlist their consistent support and heightened awareness of new products and services.

This individual insures the profitability and credit quality of the portfolio in accordance with SSB’s credit policy and manages the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Gathers financial information, prepares loan proposals, and manages several aspects of the underwriting function. Performs other duties as required.