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  Financial Center Closing & Important News
Temporary Closing Read More

The Wood-Ridge Financial Center is currently closed. Please visit our nearest Financial Center located at 107 South Main Street, Lodi for your banking needs. We apologize for the temporary inconvenience.

Mariner’s Bank has joined Spencer Savings Bank.
We are excited to welcome Mariner’s customers and employees to the Spencer family. Read More

Opportunities

Assistant Financial Center Manager III

Department: Retail Banking
Location: Elmwood Park, NJ

The Assistant Financial Center Manager III generally has more experience and provides exceptional customer service while attending to customers’ needs. The AFCM creates and fosters a cohesive team and promotes a positive work environment while overseeing the Financial Center Service Reps who perform both routine financial transactions and/or customer service functions. May cover multiple branches within the region. Assists FCSRs with more complex tasks and schedules the work flow.

Demonstrates sound judgment and accountability with operational standards. Provides leadership, conflict resolution, process improvement and communication to the Financial Center Service Reps. Responsible for performing audit functions, participates in daily branch opening and closing procedures and required to perform operational tasks, coaching and performance management.

In the absence of, or assisting the Financial Center Manager, responsible for the overall branch management including but not limited to operations, sales management and productivity.

AT & Financial Center Manager II

Department: Retail Banking
Location: Saddle Brook, NJ

This position is responsible for managing the day-to-day operations of the branch, the internal sales process and customer experience. They are responsible for ensuring all policies and procedures are followed and that the branch staff practices sound risk management.

The FCM II is also responsible for the coaching, performance management and talent management of direct reports.

AVP, Assistant BSA/AML Officer

Department: Compliance
Location: Elmwood Park, NJ

This position performs various quality control and oversight function to ensure department activities run smoothly and efficiently. Addresses any new or changing regulations and communicate their impacts to the affected business units.

Assists the VP BSA/AML Officer with the implementation and administration of all aspects of the BSA/AML Program and Office of Foreign Assets Control (OFAC) program management and maintaining the AML monitoring system, BSA Policy/Procedures and BSA Risk Assessment.

AVP & Small Business Lending Coordinator

Department: Retail Banking
Location: Elmwood Park, NJ

Responsibilities include the management and development of the institutions Small Business Loan portfolio. This individual works closely with the Regional Manager, Business Development Officers, Market Managers, Financial Center Managers and the C&I Department in uncovering small business lending opportunities and building profitable DDA relationships. This position is responsible for gathering and presenting financial information of prospective loan customers for processing. Ownership of Spencer’s overall Small Business Lending Program, which includes policies, procedures, product development and profitability.

Commercial Lending Intern

Department: Commercial & Industrial Lending
Location: Elmwood Park, NJ

Working closely with Department’s Portfolio Manager to gather financial information from Bank customers including direct customer communication by way of phone calls and emails. Works closely with Relationship Managers to provide updates on progress with information collection/Filing of information as required.

Customer Service Center Representative I (Part Time & Full Time)

Department: Retail Banking
Location: Elmwood Park, NJ

Responsible for performing basic Customer Service Center duties including assisting internal and external customers as it relates to account information, deposit and loan rates, features of products and services, opening new accounts, assisting customers with loan applications, processing customer transactions and resolving customer issues.  Provides quality customer service and actively participates in the Bank’s new Business Development activities including outbound customer service and sales calls.

Customer Services Representative IV

Department: Retail Banking
Location: Elmwood Park, NJ

Supervises the daily function of the teller line by scheduling CSR coverage and providing operational training to ensure a high level of customer service. Provides guidance in complex customer transactions, balancing daily branch settlements and conducting customer transactions when required. Actively participates in the Bank’s business development and community activities. Assists branch management in an operational supervisory capacity.
 

Financial Center Relationship Representative

Department: Retail Banking
Location: Various Locations, NJ

The Financial Center Relationship Representative is responsible for building long-term profitable customer relationships via acquisition of new customer market share, expansion & retention of existing customer wallet share and the delivery of a consistent extraordinary customer experience.

This individual will be responsible for managing and cultivating a book of business of existing customers with expectations of growing core deposits, loans and ancillary bank services. This individual will be responsible for executing a customer contact strategy that includes tele-consulting, email, mail or text to drive customers into the bank for relationship expansion. Performs other duties as required.

Financial Center Service Representative (Full-Time & Part Time)

Department: Retail Banking
Location: Various Locations

Financial Center Service Representative (FCSR) is responsible for processing a variety of financial transactions including check cashing, withdrawals, deposits and loan payments.  This position is responsible for managing and balancing a cash drawer and preparing daily paperwork according to branch procedures.  Responsible for engaging clients during their transaction to identify any customer needs and refer them over to the platform for fulfillment.   Provides an extraordinary customer experience by executing Spencer’s customer service behaviors with every client interaction.  Supports the Assistant Financial Center Manager with teller line and end of day proof functions. Works under general supervision.

Floating Financial Center Service Representative II

Department: Retail Banking
Location: North Caldwell, NJ

Financial Center Service Representative II (FCSR) is responsible for processing a variety of financial transactions including check cashing, withdrawals, deposits and loan payments.  This position is responsible for managing and balancing a cash drawer and preparing daily paperwork according to branch procedures.  Responsible for engaging clients during their transaction to identify any customer needs and refer them over to the platform for fulfillment.   Provides an extraordinary customer experience by executing Spencer’s customer service behaviors with every client interaction.  Supports the Assistant Financial Center Manager with teller line and end of day proof functions. Works under general supervision.

Financial Center Service Representative III

Department: Retail Banking
Location: Lodi, NJ

Responsible for responding to customers’ needs by processing a variety of financial transactions including but not limited to check cashing, withdrawals, deposits, and loan payments and/or greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships thru a book of business, and servicing accounts. The FCSRIII may also research and resolve account issues or customer inquiries, promotes organizational products and services by referring current or prospective customers to other departments within the organization.
This position is responsible for managing and balancing cash drawers well as meeting sales expectations. Responsibilities may also include assisting the Financial Center supervisor with the teller line and end of day functions and preparing daily paperwork according to branch procedures. Works under general supervision.

C&I Underwriter

Department: C&I Lending
Location: Elmwood Park, NJ

Responsible for underwriting commercial loans and evaluating applications originated by the department.  Duties include gathering and analyzing financial data, assessing underlying credit risks and determining overall credit worthiness of prospective borrowers.  Processes, underwrites and approves/declines credit applications sourced from the branch network and loan officers.  Provides ongoing monitoring of the loan portfolio through the annual reviews, renewals of existing credit facilities and monitoring financial and covenant compliance. 

Senior Auditor

Department: Internal Audit
Location: Elmwood Park, NJ

Responsible for reviewing operating procedures and recorded data to ensure compliance with established Bank policies and procedures, applicable laws, regulations, and Generally Accepted Principles (GAAP).

Performs other duties as required.