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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Garfield Locations

Garfield Passaic Street Branch
104 Passaic Street
Garfield, NJ 07026
Phone: 973-472-2190
Lobby

Mon – Fri
9:00AM – 5:00PM

Sat
9:00AM – 1:00PM

Spencer Outwater Lane
34 Outwater Lane
Garfield, NJ 07026
Phone: 973-772-6700
Lobby

Mon, Tues & Wed
9:00AM – 5:00PM

Thurs & Fri
9:00AM – 6:00PM

Sat
9:00AM – 1:00PM

Drive-Up

Mon, Tues & Wed
9:00AM – 5:00PM

Thurs & Fri
9:00AM – 6:00PM

Sat
9:00AM – 1:00PM