Spencer Knows Small Business

As a business owner, we know you’re pressed for time. We also know that your business is your baby. And, just like you wouldn’t leave your child in the hands of anyone, your business follows those same requirements. Similar to raising a child, you’ll need a solid support system.

At Spencer, we understand you and your needs – we understand small business. American business is overwhelmingly small business. We love the heart that business owners have – the passion, the commitment to contribute and succeed. One of the things we are most proud of is our strong commitment to continuing to serve the small business community, often overlooked and underserved by larger institutions. At Spencer, we provide a unique and personalized approach to business banking, servicing customers with an exceptional level of care that can rarely be found at larger banks.

Here, not only will you get the funds needed for that critical machinery or equipment purchase, but you’ll also get prompt, local decision-making with a professional team of bankers who are ready to give you the time and attention you deserve. We invite you to partner with us, if you haven’t already, and see for yourself the Spencer difference.

José B. Guerrero
Chairman, President and CEO


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