Greetings Spencer Family,

There has been a lot of exciting news lately at Spencer! I’m proud to announce that we’ve had the opportunity to promote over 30 employees, these last few months. We’re restructuring, growing and thriving. Growth and change is always good, and needed, to keep up with the times. Please join us in congratulating the Spencer team! We have the best staff here and I’m very excited to help them all grow and prosper at this company. In a world of constant change, a few things will always remain constant – our commitment to you, our commitment to the community and our commitment to banking excellence.

It was an honor to kick off the unofficial start of summer as Grand Marshal of the Garfield Memorial Day parade. I thank the city for this honor and for recognizing the bank for its contributions. We spent the day with local veterans and were able to personally thank them for their service – which was special for us. Recently, we also awarded $25,000 to local students in scholarships. We congratulate all the winners on their hard work and achievements. We had a wonderful time connecting with them and their families at the ceremony.

Summer is upon us and the fun is here! Be sure to join us at one of our next “Movies Under The Stars” events. We hope those long, cold N.J. winters are long forgotten. We thank you for your business and wish you a wonderful summer! 


José B. Guerrero
Chairman, President and CEO


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